Tag: Mortgage

Mastering Debt, Debit & Credit Management (Ep. 23)

Mastering Debt, Debit & Credit Management (Ep. 23)

Ready to navigate the critical realm of debt, debit, and credit management?

Do you know how to recognize their profound influence on your overall financial well-being? 

In this episode, Mike Dukovich continues the financial literacy conversation by shedding light on the intricate facets of debt, debit, and credit management.  

From credit reports and scores and some must-know best practices, this conversation serves you as a handy resource to achieve not only a healthy debt-to-income ratio but also pave the path toward long-term financial stability and empowerment. 

Mike discusses:

  • Understanding different types of debt (ranging from credit cards to loans and 
  • mortgages) and the value of understanding their ‘terms and conditions’ 
  • The truth about credit history 
  • How to review credit reports and scores and ways you can use them to your advantage
  • Tips to determine a healthy debt-to-income ratio
  • And more!

Resources:

Connect with Mike Dukovich:

The Mortgage Process with Kevin Giza

The Mortgage Process with Kevin Giza

When going through the process of obtaining a mortgage, you likely have a lot of questions. Like, what type of mortgage should you apply for, and at what term?

In this episode, Mike Dukovich sits down with Kevin Giza, president of The Giza Group, at Crosscountry Mortgage, LLC as they discuss mortgages. Kevin shares his knowledge of how the process works, what you need to know before beginning the process, and some tips on how to help you become the successful buyer of a home.

Kevin discusses:

  • What pre-qualification is, what it does, and how long it lasts
  • What you need to prepare ahead of time before beginning the mortgage process
  • The job of the underwriter and the processor
  • Types of mortgages and how they work
  • When refinancing makes sense
  • And more

Connect With Mike Dukovich:

About Our Guest:

Kevin is the president of the Giza Group and he’s the originating branch manager for the Pittsburgh office of Cross Country Mortgage, LLC. Kevin has been recognized as a top producing loan officer in Pittsburgh and nationally for many years, with numerous corporate awards, industry nominations and features in various publications over the last 20 years in the industry.