When going through the process of obtaining a mortgage, you likely have a lot of questions. Like, what type of mortgage should you apply for, and at what term?
In this episode, Mike Dukovich sits down with Kevin Giza, president of The Giza Group, at Crosscountry Mortgage, LLCas they discuss mortgages. Kevin shares his knowledge of how the process works, what you need to know before beginning the process, and some tips on how to help you become the successful buyer of a home.
What pre-qualification is, what it does, and how long it lasts
What you need to prepare ahead of time before beginning the mortgage process
Kevin is the president of the Giza Group and he’s the originating branch manager for the Pittsburgh office of Cross Country Mortgage, LLC. Kevin has been recognized as a top producing loan officer in Pittsburgh and nationally for many years, with numerous corporate awards, industry nominations and features in various publications over the last 20 years in the industry.
In recent years, we have seen an increase in ESG Scores being used to determine whether or not individuals get involved with a specific investment.
ESG Scores are used to determine the efforts made by companies in the areas of environment, social and governance.
In this episode, Mike Dukovich sits down with Kent McClanahan, vice president of responsible investing with RBC Wealth Management, as they discuss the topic of ESG in relation to investing. Kent shares information that points to ESG becoming something more people are looking toward when creating investment portfolios.
What ESG Scores are and how they are determined
Where you can find information regarding a company’s ESG
How companies are changing due to the popularity of ESG
Examples of environmental, social and governance factors fitting into ESG
Kent McClanahan is tasked with leading responsible investing efforts, including environmental, social and governance (ESG) and impact investing, in coordination with colleagues across the organization. His responsibilities in this role are advisor and client education, thought leadership and due diligence across a number of investment types and vehicles.
The universal truths in wealth management – guidelines designed to help you reach your financial goals.
In this episode, Mike Dukovich welcomes you to part 2 of his series on the universal truths of wealth management. Mike discusses even more truths that he thinks you need to know to make better informed decisions.
The behavioral cognitive issues you should be aware of
Diversification and why it’s important
The approach to thinking long-term with your money
Why you should examine your options with social security
How you could be preparing for the worst case scenario