Tag: RBC Wealth Management
Mastering Debt, Debit & Credit Management (Ep. 23)

Mastering Debt, Debit & Credit Management (Ep. 23)

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Ready to navigate the critical realm of debt, debit, and credit management?

Do you know how to recognize their profound influence on your overall financial well-being? 

In this episode, Mike Dukovich continues the financial literacy conversation by shedding light on the intricate facets of debt, debit, and credit management.  

From credit reports and scores and some must-know best practices, this conversation serves you as a handy resource to achieve not only a healthy debt-to-income ratio but also pave the path toward long-term financial stability and empowerment. 

Mike discusses:

  • Understanding different types of debt (ranging from credit cards to loans and 
  • mortgages) and the value of understanding their ‘terms and conditions’ 
  • The truth about credit history 
  • How to review credit reports and scores and ways you can use them to your advantage
  • Tips to determine a healthy debt-to-income ratio
  • And more!

Resources:

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The Mortgage Process with Kevin Giza

The Mortgage Process with Kevin Giza

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When going through the process of obtaining a mortgage, you likely have a lot of questions. Like, what type of mortgage should you apply for, and at what term?

In this episode, Mike Dukovich sits down with Kevin Giza, president of The Giza Group, at Crosscountry Mortgage, LLC as they discuss mortgages. Kevin shares his knowledge of how the process works, what you need to know before beginning the process, and some tips on how to help you become the successful buyer of a home.

Kevin discusses:

  • What pre-qualification is, what it does, and how long it lasts
  • What you need to prepare ahead of time before beginning the mortgage process
  • The job of the underwriter and the processor
  • Types of mortgages and how they work
  • When refinancing makes sense
  • And more

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About Our Guest:

Kevin is the president of the Giza Group and he’s the originating branch manager for the Pittsburgh office of Cross Country Mortgage, LLC. Kevin has been recognized as a top producing loan officer in Pittsburgh and nationally for many years, with numerous corporate awards, industry nominations and features in various publications over the last 20 years in the industry.

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The Importance of ESG in Investing With Kent McClanahan

The Importance of ESG in Investing With Kent McClanahan

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In recent years, we have seen an increase in ESG Scores being used to determine whether or not individuals get involved with a specific investment. 

ESG Scores are used to determine the efforts made by companies in the areas of environment, social and governance. 

In this episode, Mike Dukovich sits down with Kent McClanahan, vice president of responsible investing with RBC Wealth Management, as they discuss the topic of ESG in relation to investing. Kent shares information that points to ESG becoming something more people are looking toward when creating investment portfolios.

Kent discusses:

  • What ESG Scores are and how they are determined
  • Where you can find information regarding a company’s ESG
  • How companies are changing due to the popularity of ESG
  • Examples of environmental, social and governance factors fitting into ESG
  • And more

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Resources:

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About Our Guest:

Kent McClanahan is tasked with leading responsible investing efforts, including environmental, social and governance (ESG) and impact investing, in coordination with colleagues across the organization. His responsibilities in this role are advisor and client education, thought leadership and due diligence across a number of investment types and vehicles.

 

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The Universal Truths in Wealth Management, Part 2

The Universal Truths in Wealth Management, Part 2

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The universal truths in wealth management – guidelines designed to help you reach your financial goals. 

In this episode, Mike Dukovich welcomes you to part 2 of his series on the universal truths of wealth management. Mike discusses even more truths that he thinks you need to know to make better informed decisions.

Mike discusses:

  • The behavioral cognitive issues you should be aware of
  • Diversification and why it’s important
  • The approach to thinking long-term with your money
  • Why you should examine your options with social security 
  • How you could be preparing for the worst case scenario
  • And more

Resources:

Connect With Mike Dukovich:

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